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Rate Sheet
Last update: February 3, 2012 12:09 PM CST

Conforming Loan Programs
Conforming rates for loans under $417,000.

Program Rates Points APR
30 yr fixed conforming

Fico 740+ 		3.500 0.625 3.641
3.625 0.000 3.715
20 yr fixed conforming

Fico 740+ 		3.500 0.250 3.630
3.625 0.000 3.727
15 yr fixed conforming

Fico 740+ 		2.875 0.500 3.077
3.000 0.000 3.129
10/1 ARM

Fico 740+
10 yr fixed conforming

 Call about 10 year fixed rates. 651-777-1112.

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo

Fico 750+, 65% LTV 		4.250 0.250 4.309
4.375 0.000 4.413
15 yr fixed jumbo

Fico 750+, 65% LTV 		3.625 0.500 3.764

Government Loan Programs

Program Rates Points APR
30 yr fixed FHA

Rates based on Fico 660+. Down payment ONLY 3.5%, seller can pay closing costs. Contact use for rates under Fico 660. After hrs 612-747-9666. 		3.500 0.500 3.613
3.625 0.000 3.698
15 yr fixed FHA

Rates based on Fico 660+. Down payment ONLY 3.5%, seller can pay closing costs. Contact use for rates under Fico 660. 		3.250 0.000 3.380
30 yr fixed VA

Fico 680+. NO down payment, seller can pay closing costs. 		3.500 0.500 3.613
3.625 0.000 3.698

Rates based on $125,000 loan for single family home. Rates subject to change without notice. Minimum down payment requirements, 740 FICO scores and other restrictions may apply. Closing costs may vary.